Category Archives: Alternative Investments

The GAO Report and Self-Directed IRAs

GAO Report The Government Accountability Office (GAO) recently released a publication on January 9th titled Improved Guidance Could Help Account Owners Understand the Risks of Investing in Unconventional Assets. IRAs have become an integral part of retirement savings for many, and more people are beginning to branch out from more traditional assets in favor of…
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Fair Market Values and Self-Directed IRAs

Every year, IRA account administrators are required to file Form 5498 on behalf of their clients. Form 5498 reports the fair market value (FMV) of the IRA as of December 31st of every year to you and the IRS.. You can find the form here. With the growing popularity of self-directed retirement plans, the IRS…
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Spain – Time for Foreign Real Estate Investments in Your Self-Directed IRA

A recent story by Laurie Frayer for NPR highlighted a serious problem for Spain, but one that represents and interesting investment opportunity for Americans. Due to Spain’s poor economy, the exodus of younger citizens, and natural attrition, whole villages are being abandoned. Some are farming villages located in areas where it’s too difficult to farm…
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Beware a Lack of Consumer Protections: Self-Direct Your Retirement Instead!

An article on November 19, 2016 in the New York Times spells out a troubling issue regarding brokerages and banks—more specifically, the issue of stock brokers doing business in spite of black marks on their disciplinary records. According to the article, there is a sizable percentage of these people handling clients’ retirement accounts and other…
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Retirement on a Budget

Many millennials feel the pressure of student loans bearing down upon them and it can be terrifying trying to figure out how to get rid of all of that debt. On top of worrying about your current financials, you have everyone under the sun telling you to plan for your retirement. You’re probably thinking, “With…
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Including Gold in Your Self-Directed IRA? Beware of Counterfeit Coins!

Many self-directed investors include precious metals in their self-directed retirement plans. To qualify for a precious metals IRA investment, these assets must meet minimum fineness requirements as set by the IRS (with one exception, the Gold American Eagle). They are as follows: Gold: .995 fine Silver: .999 fine Platinum: .9995 fine Palladium: .9995 fine However,…
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Don’t Hit the Brexit Stock Market Panic Button!

The vote by the populace of the United Kingdom to exit the European Union had world markets all atwitter immediately afterwards. What will happen to world currencies? What about people’s retirement plans? An article in the New York Times last week gave smart advice to investors about the stock market, where many people have been…
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Breaking News!

It’s been four years since the JOBS Act was signed and little by little, the SEC has opened up crowdfunding to more investors. Today, non-accredited investors can start investing a minimum of $2,000 a year or more investing in small companies in exchange for a stake in the business (equity funding). For our clients, this…
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