Financial Professionals

Strengthen Value and Trust for Your Clients, Earn More Fees for Yourself

As a financial planner and your clients’ trusted financial advisor, you might get questions from clients who are interested in opening a new self-directed IRA account with disposable funds, or who want to move over assets from an existing IRA or 401(k) plan; you might even want to open a self-directed retirement plan for yourself once you understand the various alternative investment opportunities and how they work. Next Generation Services provides free educational seminars to financial planners, so you can discuss the benefits of self-direction and self-directed IRAs with your clients knowledgeably and help them make informed decisions about building retirement wealth more aggressively.

In addition to earning greater client trust, you can also earn fees on any assets we hold if you are an independent, fee-based advisor (as long as you are still advising the client on those funds or assets) which is all the more reason to educate yourself on this flexible investment strategy.

What Financial Planners Need to Know about Self-Directed IRAs & Retirement Plans

Unlike typical IRAs, self-directed retirement plans allow for many nontraditional investment options, such as real estate, mortgages, and precious metals—often times, the products and strategies your clients know and understand best. These self-directed IRA accounts offer tax-deferred and/or tax-free investing, with a less restrictive level of investment alternatives than with most IRAs and 401(k) plans.

Savvy investors may choose to open a self-directed IRA because of the potential to build a more secure future through the creation of a more diverse portfolio.

Expand Your Clients’ Investment Horizons

With a self-directed IRA, clients truly manage their investments themselves and control their retirement savings strategy with a variety of nontraditional investments they know and understand. In fact, your clients might already be investing in these alternatives outside of their existing retirement plan. The tax advantages offered through self directed IRA plans could make this a compelling strategy for individuals who are comfortable directing their own retirement investments.

The nontraditional investments in self-directed retirement plans might include:

  • Real estate equity ownership: commercial or residential properties (U.S. and internationally), rental property, renovations, new construction, farmland, raw land, foreclosures, and more
  • Other private equity in a privately held company or startup
  • Precious metals such as gold or silver— held off-site in a qualified precious metals depository
  • Mortgages
  • Secured/Unsecured loans (promissory notes)
  • Business investments: partnerships, joint ventures, private stock
  • Lease options
  • Commercial paper and notes
  • Foreign stock
  • Equipment leases
  • And more

Rolling Over those 401(k) Funds into an IRA? Make it a Self-Directed IRA.

An article in Investment News in mid-March talked about baby boomers pondering what to do with their retirement savings in their former employer’s 401(k) plan. According to the author, Mary Beth Franklin, “the majority of boomers who work with financial advisers...

Comprehensive Account Administration for Self-Directed IRAs

Next Generation Services is a third-party administrator of self-directed retirement plans and self-directed IRAs. As such, Next Generation’s experts will manage and file all the mandatory paperwork, hold the assets in these accounts, and expedite all transactions to ensure that your clients’ investments meet all IRS regulations. By referring your clients to Next Generation Services for their self-directed IRAs, you can strengthen your relationship and deepen client confidence, knowing their assets are being properly managed and their accounts fully administered by experienced professionals.

Take Your Financial Planning to a New Level

If you are interested in broadening your clients’ investment horizons through self-direction, or are considering opening a self-directed retirement account or IRA as part of your own investment strategy, contact us to arrange your free seminar or webinar at 1-888-857-8058 or NewAccounts@NextGenerationTrust.com.