Raising the RMD, Repaying Student Loans and Other Potential Changes to Retirement Accounts
New proposed legislation in Congress to raise the RMD age, and to help workers repay student debt and save for retirement, will enable self-directed investors to continue building more diverse retirement portfolios over a longer time period.
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Updates on Government Oversight and Exemptions Regarding Prohibited Transactions in Self-Directed IRAs
A GAO study on exemptions regarding prohibited transactions in self-directed IRAs recommends greater collaboration on the process between DOL and IRS.
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Is that Education Savings Account Ready to go Back to School?
Investors can self-direct an education savings account to build a more diverse portfolio and gain better control over their return on investment.
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Why Yes, Millennials are Saving for Retirement
Millennials are indeed saving for retirement, with many having already saved more than Generation X and on track to eclipse Baby Boomer retirement savings.
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Including Cannabis Investments in a Self-Directed IRA
Cannabis-related investments may be included as an alternative asset in a self-directed retirement plan.
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Including Precious Metals in a Self-Directed IRA for a Golden Nest Egg
Investors can diversify their retirement portfolios by including precious metals in their self-directed retirement plans, with a precious metals IRA.
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Getting Educated About Self-Directed Education Savings Accounts
Individuals can self-direct a Coverdell Education Savings Account (ESA) and enjoy tax-advantaged savings while investing in alternative assets.
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Are Your Grown Kids Affecting Your Retirement Future?
Americans are risking their retirement by providing financial assistance to their grown children; a self-directed IRA can shift one’s retirement into savings mode.
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Setting Your Retirement on FIRE with a Self-Directed IRA
Millennials following the FIRE strategy for an early retirement can ignite their retirement portfolios by opening a self-directed IRA
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Women and the Retirement Shortfall – are Your Savings up to Par?
Working women facing a retirement shortfall at age 67 can close the savings gap by investing in alternative assets through a self-directed IRA!
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Retirement Savings and Your Physical Health: Is Your IRA Helping You Live Your Best Life?
Did you know that your financial health may affect your physical well-being? Want to improve your financial health and personal outlook? A self-directed IRA can help.
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Impact of Forced Retirement and Loss of Retirement Income on Older Workers
A sobering article on ProPublica in December said that more than half of workers in the United States age 50 and older are pushed out of their longtime jobs before they wish to retire. Given the effects of January’s government shutdown, one can imagine the financial hardships that a forced, early retirement may have on many workers and their families.
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Higher Contribution Limits in 2019 for Retirement Plans
Good news for hard-working individuals with retirement plans: those plans are going to work a little harder for you this year. The IRS has increased 2019 contribution limits for some types of retirement plans so you can save more and potentially earn more...